Accident & Health

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This is an important form of insurance which covers one of the most important assets we possess. Our and our families health and body. It is typically an annual policy and is different from Life Insurance.

As the name suggests, in general terms, Accident and health insurance covers the following:

  • Provides Accident, Disability, Dismemberment & Death coverage (details can be hyperlinked to a new page)

We can’t always prevent accidents from happening, but can help plan and protect ourselves from the resulting financial burdens. Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

In General Terms, the coverage is to offer assistance on:

  • Accidental Death
  • Permanent Disablement, whether total or partial
  • Temporary Disablement
  • Corrective Surgery
  • Hospitalisation Benefits
  • Funeral Expenses
  • Medical Expenses

We facilitate individual and group personal accident & illness programs, coverage for high-limit death & disability and both long and short-term disability, among others.